Jon is one of the founding partners and CEO of Lockhart Capital Management. He has almost 30 years experience in the Financial Planning and Wealth Management sector and for the last 13 years was a Senior Executive of a major National Wealth Management firm where he was responsible for running a team of over 80 Financial Planners & Wealth Managers.

Jon lives in Sevenoaks and when not spending time with his wife and three daughters, enjoys cycling particularly in the French Alps.

Chris is a Chartered Financial Planner and one of the founding partners of Lockhart Capital Management. For the past 13 years he has worked for a major national Wealth Management firm where he provided advice and counsel to a select group of lawyers, entrepreneurs and lottery winners. Prior to that, Chris worked for a prominent London based family office where he gained significant experience in how the very wealthy structure and protect their wealth. He is a member of the UK society of Investment professionals and has been commended in the 2010, 2014, 2015 & 2016 editions of the Spear’s 500 HNW Wealth Managers index. In the recently published 2019 edition he is listed as one of the top recommended HNW managers in his field.

Chris lives in Cobham, Surrey and when not working enjoys spending time in the French Alps with his wife and twin children.

Andrew is a Chartered Alternative Investment Analyst and one of the founding partners and CIO of Lockhart Capital Management. He designed, built and led the highly regarded and successful John Scott & Partners (then “Towry”) discretionary investment service and was managing c£6bn by the time he left what was then Tilney, where he also served on the Advice Policy Committee. He built award-winning analyst (and support) teams, including for Best Multi Asset Investment Portfolio Manager (UK) in 2016, further selecting from these professionals for Lockhart Capital Management. He has been managing portfolios for High Net Worth clients for over 20 years, regularly appears at conferences and in the media and was named in the top 100 most influential private client fund selectors in 2013, 2014 and 2015 by Citywire.

Andrew lives in Maidenhead with his wife and two children. Andrew plays Chess, enjoys following geo-politics, and has an avid interest in statistic-heavy US sports

Toby is a Chartered Financial Planner and one of the founding partners of Lockhart Capital Management. For the past 17 years he has worked for two major Wealth Management firms providing advice to individuals on a wide range of financial planning matters. In addition to business owners, professionals and lottery winners Toby also advises recipients of significant personal injury and clinical negligence awards.

Toby lives in Leeds and outside of work enjoys playing golf and skiing with his wife and two sons.

Bryan is a Chartered Financial Planner and one of the founding partners of Lockhart Capital Management. He has 25 years industry experience, the last 17 of which were with a leading national Wealth Management firm. Bryan has provided financial planning advice to private individuals and their families and has extensive experience in managing the affairs of professional partners, business owners, senior executives and lottery winners. He has particular expertise in bringing context to their finances that allows them to identify, prioritise and strategise what is important to them before helping them execute their plans efficiently and effectively.

Bryan lives in Aberdeenshire and is married with two children. A former Scottish Golf Internationalist he enjoys golf when time permits and spending time with his family when it doesn't!

Emma has returned to work after looking after her twins for a number of years. Prior to that Emma enjoyed a prominent position at HSBC Investment Bank where she worked in their Corporate Events team.

Emma lives in Cobham with her husband Chris and teenage twins and her interests include snowboarding and watching cricket.

Robert has worked with both Andrew and Caroline for the last 10 years and has an unusually broad experience of portfolio construction & risk, investment operations and fund analysis. He has covered all the major asset classes including working closely with bond/fixed income specialists and was a property specialist before joining the team. As a Chartered Financial Analyst, Robert also brings a particularly analytical and process-driven approach to constructing and managing Lockhart Capital Management client portfolios.  In his spare time Robert is a poker aficionado and real estate investor.

Caroline has been working with our CIO Andrew Wilson for the last 10 years, specialising in fund due diligence and manager research.  She is one of the most experienced and well known analysts in the industry and is held in high regard.  Caroline has covered all the major asset classes, although specialises in particular in equity fund research and has long term relationships with many of the leading talents in this sector.  Prior to first being recruited by Andrew, Caroline was a fund analyst at Forsyth Partners and is used to working on portfolios for high net worth clients.  In her spare time she is largely focused on her three children, and also enjoys Salsa dancing.

Julie joined from Tilney and has over 12 years financial services experience. She worked closely with Bryan during this time. Julie is based in Aberdeen and enjoys spending time with family and friends and travelling.

Stuart retired from Saga in 2015 where he spent 15 years as CFO. During that time Saga passed from family to private equity ownership and finally through an IPO to become a public company in 2014. In 2007, Stuart also became CFO for Acromas, the Private Equity backed company that acquired both Saga and the AA. The AA also became a public company in 2014.

Prior to joining Saga, Stuart worked for two years at the advertising group Cordiant Communications as Deputy CFO and for ten years before that at the advertising group WPP Group plc in various positions. Stuart qualified as a Chartered Accountant at KPMG in London.

Stuart lives in Sevenoaks with his wife and three children and his interests include cycling, travelling and music.

Louise joined our team from Tilney where she worked for over two years. Previous to this, she worked at HSBC Bank for over sixteen years working in all areas of banking and financial services. Louise is based in Leeds and enjoys spending time with her family, socialising with friends and going on holiday.

Jenni is a Chartered Financial Planner and joined our team from HFS Milbourne where she worked on the Paraplanning team providing technical support on a range of advisory topics to five advisers. Before this, she was employed as a Paraplanner by Punter Southall Financial Management, working closely with individual advisers. Jenni achieved a place on Citywire's Top 35 Next Generation Advisers under 35 in 2017.

Jenni lives in Guildford and has a passion for keeping fit and running, having completed a marathon and several half marathons. She is also a keen baker and enjoys socialising with family and friends.

Carol has worked in financial services for 30 years. Prior to joining Lockhart Capital Management, she worked with Tilney, a national IFA, corporate banks and an accountancy firm. Carol is a qualified financial planner, a member of PFS and Consensus Scotland.

Carol lives in Aberdeen and enjoys travelling the world and can also be spotted in the foothills of the Cairngorms with her black labrador and ponies.

Pete has worked with Andrew, Caroline and Robert for 10 years, specialising in portfolio implementation and operations and is a member of the Chartered Institute for Securities and Investment . He has successfully managed outsourced relationships and operations teams responsible for the implementation and risk oversight of large multi-asset portfolios and fund of funds. He believes that simple and repeatable processes are key to delivering a risk-controlled operations environment. Pete has a reliable network of contacts in the industry aiding portfolio implementation and ensuring we maintain strong relationships with the underlying fund managers. In his spare time, Pete enjoys spending time with his family and playing/watching sport.

Katerina has been working within the wealth management profession since 2015, and has experience in employee benefits and personal financial planning. Katerina was previously providing technical support and cash flow modelling expertise to another adviser firm. Here at Lockhart, Katerina will be working closely with Jenni to provide technical support to our financial planners.

Outside of work, Katerina enjoys spending quality time with her young daughter and the rest of the family. Together they enjoy reading, visiting museums, concerts, spending time outdoors and playing tennis.