Stuart retired from Saga in 2015 where he spent 15 years as CFO. During that time Saga passed from family to private equity ownership and finally through an IPO to become a public company in 2014. In 2007, Stuart also became CFO for Acromas, the Private Equity backed company that acquired both Saga and the AA. The AA also became a public company in 2014.

Prior to joining Saga, Stuart worked for two years at the advertising group Cordiant Communications as Deputy CFO and for ten years before that at the advertising group WPP Group plc in various positions. Stuart qualified as a Chartered Accountant at KPMG in London.

Stuart lives in Sevenoaks with his wife and three children and his interests include cycling, travelling and music.

Pete has worked with Andrew and Robert for 12 years, specialising in portfolio implementation and operations and is a member of the Chartered Institute for Securities and Investment. He has successfully managed outsourced relationships and operations teams responsible for the implementation and risk oversight of large multi-asset portfolios and fund of funds. He believes that simple and repeatable processes are key to delivering a risk-controlled operations environment. Pete has a reliable network of contacts in the industry aiding portfolio implementation and ensuring we maintain strong relationships with the underlying fund managers. In his spare time, Pete enjoys spending time with his family and playing/watching sport.

Jenni is a Chartered Financial Planner and Fellow of the Personal Finance Society having joined Lockhart in February 2018. She works closely with our Founding Partners and Directors in the provision of advice and financial modelling to our clients. Her talents were rewarded when she was placed by Citywire in the Top 35 Next Generation Advisers under 35 in 2017 and has recently won 'Paraplanner of the Year 2020' by the PFS Society.

Jenni lives in Guildford and has a passion for keeping fit and running, having completed a marathon and several half marathons. She is also a keen baker and enjoys socialising with family and friends.

Emma has returned to work after looking after her twins for a number of years. Prior to that, Emma enjoyed a prominent position at HSBC Investment Bank where she worked in their Corporate Events team. Emma lives in Cobham with her husband Chris and teenage twins and her interests include snowboarding, watching cricket and recently taken up learning how to play Golf.

Louise joined our team from Tilney where she worked for over two years. Previous to this, she worked at HSBC Bank for over sixteen years working in all areas of banking and financial services. Louise is based in Leeds and enjoys spending time with her family, socialising with friends and going on holiday.

Carol has worked in financial services for 30 years. Prior to joining Lockhart Capital Management, she worked with Tilney, a national IFA, corporate banks and an accountancy firm. Carol is a qualified financial planner, a member of PFS and Consensus Scotland.

Carol lives in Aberdeen and enjoys travelling the world and can also be spotted in the foothills of the Cairngorms with her black labrador and ponies.

William is a Director at Lockhart having joined from a major national wealth management firm where he was both a Partner and Team Leader in their London office. Prior to that William worked for a global bank specialising in guiding and advising international clients.

As a fully qualified Financial Planner, William advises families on all aspects of their financial planning and wealth management needs although he has a particular interest in estate planning and the efficient transfer of wealth between generations.

During his career William has worked alongside tax and business advisers at some of the largest accounting practices in the UK and believes that working together with his client’s professional advisers is fundamental to achieving cohesive financial planning outcomes.

William splits his time between London and South Devon, where his family is located. Much of his downtime is spent enjoying an array of outdoor pursuits with his wife and daughter.

Justin is a Director at Lockhart, having joined from a large national wealth management firm.

Justin is a Chartered Financial Planner, a fellow of the PFS and holds the Investment Management Certificate (level 4). He is also a registered Trust & Estate Practitioner and full member of STEP; having completed the Diploma in Tax & Estate Planning (E&W), including the Advanced Certificate in UK Tax for International Clients.

A true believer in the value of holistic financial planning, Justin's practice encompasses all areas of retirement, investment and protection planning. However, he has a particularly strong interest in the areas of estate planning and asset protection, and a wealth of experience in this field.

Justin lives in London with his wife and young son. A "country boy" at heart, he can often be found, outside of work, getting back to his routes in Suffolk or visiting family in the Peak District.

Charles is a Director at Lockhart Capital Management having joined from a major national wealth management firm. Prior to this his experience was in the banking sector.

Charles is a Yorkshire Financial Adviser of the Year 2020 and 2021 Finalist and specialises in wealth planning for high net worth individuals and business owners. He is a Chartered Financial Planner and his expertise lies in planning and building personal wealth, retirement planning, exit strategies and estate / inheritance tax planning.

When not behind his desk or spending time with his family, Charles is a keen cyclist and can regularly be spotted climbing the routes of the Yorkshire Dales for charity.

After starting her career in Financial Management in 2015, Georgie has recently joined the team after spending two and a half years at Punter Southall Financial Management as a Client Service Administrator, working closely with Clients, Financial planners and Paraplanners.

Georgie is currently studying for her CII accredited certificate and hopes to progress her study and knowledge throughout her career.

When Georgie isn't in the office, she enjoys exercising, cooking, playing darts and socialising with friends.

Julie joined from Tilney and has over 12 years financial services experience. She worked closely with Bryan during this time. Julie is based in Aberdeen and enjoys spending time with family and friends and travelling.

Tracey is a very experienced Financial administrator having spent 32 years at National Adviser Tilney. Tracey is based in Leeds and in her spare time enjoys socialising with family and friends, travelling and watching rugby league!

Lisa is a very experienced administrator having worked in Financial Services throughout her career. This started with Lloyds Banking Group with roles in both Personal and Corporate Banking. Latterly Lisa has worked in a national Wealth Management firm for the previous four years.

Lisa lives in Aberdeen with her husband and daughter and really enjoys spending time with family and friends as well as travelling.