Stuart retired from Saga in 2015 where he spent 15 years as CFO. During that time Saga passed from family to private equity ownership and finally through an IPO to become a public company in 2014. In 2007, Stuart also became CFO for Acromas, the Private Equity backed company that acquired both Saga and the AA. The AA also became a public company in 2014.

Prior to joining Saga, Stuart worked for two years at the advertising group Cordiant Communications as Deputy CFO and for ten years before that at the advertising group WPP Group plc in various positions. Stuart qualified as a Chartered Accountant at KPMG in London.

Stuart lives in Sevenoaks with his wife and three children and his interests include cycling, travelling and music.

Pete has worked with Andrew and Robert for 12 years, specialising in portfolio implementation and operations and is a member of the Chartered Institute for Securities and Investment. He has successfully managed outsourced relationships and operations teams responsible for the implementation and risk oversight of large multi-asset portfolios and fund of funds. He believes that simple and repeatable processes are key to delivering a risk-controlled operations environment. Pete has a reliable network of contacts in the industry aiding portfolio implementation and ensuring we maintain strong relationships with the underlying fund managers. In his spare time, Pete enjoys spending time with his family and playing/watching sport.

Jenni is a Chartered Financial Planner and Fellow of the Personal Finance Society having joined Lockhart in February 2018. She works closely with our Founding Partners and Directors in the provision of advice and financial modelling to our clients. Her talents were rewarded when she was placed by Citywire in the Top 35 Next Generation Advisers under 35 in 2017 and has recently won 'Paraplanner of the Year 2020' by the PFS Society.

Jenni lives in Guildford and has a passion for keeping fit and running, having completed a marathon and several half marathons. She is also a keen baker and enjoys socialising with family and friends.

Emma returned to work after looking after her twins for a number of years. Prior to that, Emma enjoyed a prominent position at HSBC Investment Bank where she worked in their Corporate Events team. Emma lives in Cobham with her husband Chris and teenage twins and her interests include snowboarding, watching cricket and recently taken up learning to play Golf.

Louise joined our team from Tilney where she worked for over two years. Previous to this, she worked at HSBC Bank for over sixteen years working in all areas of banking and financial services. Louise is based in Leeds and enjoys spending time with her family, socialising with friends and going on holiday.

Julie is a Chartered Financial Planner with over 30 years of industry experience. Prior to joining Lockhart Capital Management, Julie was a Senior Client Partner at Coutts & Co for the best part of 20 years, advising Ultra-High Net Worth clients on all aspects of financial planning. She then moved to a large Wealth Management firm as a Senior Director and was appointed a member of the Strategy Board.

Julie’s strengths are on building long term relationships based on trust and adding value to a clients overall financial affairs. She takes time to really prioritise their personal goals and objectives, and to develop a financial plan to meet these needs ensuring their finances are fully aligned with their short, medium and longer term plans.

She is able to demystify often complex situations and relay these to clients in a manner they understand to achieve the planning strategies being adopted.

In her spare time, Julie enjoys travelling, spending time with her husband, two sons and walking their two Golden Doodles!

Carol has worked in financial services for 30 years. Prior to joining Lockhart Capital Management, she worked with Tilney, a national IFA, corporate banks and an accountancy firm. Carol is a qualified financial planner, a member of PFS and Consensus Scotland.

Carol lives in Aberdeen and enjoys travelling the world and can also be spotted in the foothills of the Cairngorms with her black labrador and ponies.

William is a Director at Lockhart having joined from a major national wealth management firm where he was both a Partner and Team Leader in their London office. Prior to that William worked for a global bank specialising in guiding and advising international clients.

As a fully qualified Financial Planner, William advises families on all aspects of their financial planning and wealth management needs although he has a particular interest in estate planning and the efficient transfer of wealth between generations.

During his career William has worked alongside tax and business advisers at some of the largest accounting practices in the UK and believes that working together with his client’s professional advisers is fundamental to achieving cohesive financial planning outcomes.

William splits his time between London and South Devon, where he spends his downtime enjoying an array of outdoor pursuits with his wife and two daughters.

Charles is a Director at Lockhart Capital Management having joined from a major national wealth management firm. Prior to this his experience was in the banking sector.

Charles is a Yorkshire Financial Adviser of the Year 2020 and 2021 Finalist and specialises in wealth planning for high net worth individuals and business owners. He is a Chartered Financial Planner and his expertise lies in planning and building personal wealth, retirement planning, exit strategies and estate / inheritance tax planning.

When not behind his desk or spending time with his family, Charles is a keen cyclist and can regularly be spotted climbing the routes of the Yorkshire Dales for charity.

Justin is a Director at Lockhart, having joined from a large national wealth management firm.

A true believer in the value of holistic financial planning, Justin is adept at working alongside his client’s other professional advisers. His personal practice encompasses all areas of retirement, investment and protection planning for individuals and trustees. However; he has a particularly strong interest in the areas of estate planning and the provision of advice to vulnerable and potentially vulnerable persons, or those seeking advice on their behalf (such as attorneys and deputies).

Justin is a Chartered Financial Planner, a fellow of the Personal Finance Society (PFS) and holds the Investment Management Certificate (IMC - level 4). He is also a registered Trust & Estate Practitioner and full member of the Society of Trust & Estate Practitioners (STEP); having completed the Diploma in Tax & Estate Planning (E&W), including the Advanced Certificate in UK Tax for International Clients.

Justin lives in Kent with his wife and three young children, where they enjoy the countryside, the seaside and renovating their 1750’s home.

David has worked in financial services for over 20 years in client facing roles. Most recently David has been working in a large Accountancy Practice where he has been offering bespoke Financial Planning and Wealth Management services to High-Net-Worth Private Clients.

“As a Director at Lockhart Capital Management I am proud to be part of a business which is committed to the highest level of client care both at the outset and throughout the ongoing relationship. My approach is always to step into the client’s shoes and see their personal or business situation, allowing me to have a good all-round understanding of what they are looking to achieve. I see this as being essential to putting in place the most effective and personalised planning for each client. This approach and method to planning enables me to put a clear financial strategy in place for clients and evolve it on an on-going basis as their career, business and family go through each stage of development.”

David is married and has two teenage daughters. In his spare time he is a keen golfer and also enjoys taking his children to watch Leeds United as well as enjoying cooking for friends & family.