Carol has worked in financial services for 30 years. Prior to joining Lockhart Capital Management, she worked with Tilney, a national IFA, corporate banks and an accountancy firm. Carol is a qualified financial planner, a member of PFS and Consensus Scotland.

Carol lives in Aberdeen and enjoys travelling the world and can also be spotted in the foothills of the Cairngorms with her black labrador and ponies.

Stuart retired from Saga in 2015 where he spent 15 years as CFO. During that time Saga passed from family to private equity ownership and finally through an IPO to become a public company in 2014. In 2007, Stuart also became CFO for Acromas, the Private Equity backed company that acquired both Saga and the AA. The AA also became a public company in 2014.

Prior to joining Saga, Stuart worked for two years at the advertising group Cordiant Communications as Deputy CFO and for ten years before that at the advertising group WPP Group plc in various positions. Stuart qualified as a Chartered Accountant at KPMG in London.

Stuart lives in Sevenoaks with his wife and three children and his interests include cycling, travelling and music.

William is a Director at Lockhart having joined from a major national wealth management firm where he was both a Partner and Team Leader in their London office. Prior to that William worked for a global bank specialising in guiding and advising international clients.

As a fully qualified Financial Planner, William advises families on all aspects of their financial planning and wealth management needs although he has a particular interest in estate planning and the efficient transfer of wealth between generations.

During his career William has worked alongside tax and business advisers at some of the largest accounting practices in the UK and believes that working together with his client’s professional advisers is fundamental to achieving cohesive financial planning outcomes.

William lives in Wimbledon with his wife and young daughter and whenever time allows likes to spend time in their country home in South Devon.

After starting her career in Financial Management in 2015, Georgie has recently joined the team after spending two and a half years at Punter Southall Financial Management as a Client Service Administrator, working closely with Clients, Financial planners and Paraplanners.

Georgie is currently studying for her CII accredited certificate and hopes to progress her study and knowledge throughout her career.

When Georgie isn't in the office, she enjoys exercising, cooking, playing darts and socialising with friends.

Louise joined our team from Tilney where she worked for over two years. Previous to this, she worked at HSBC Bank for over sixteen years working in all areas of banking and financial services. Louise is based in Leeds and enjoys spending time with her family, socialising with friends and going on holiday.

Julie joined from Tilney and has over 12 years financial services experience. She worked closely with Bryan during this time. Julie is based in Aberdeen and enjoys spending time with family and friends and travelling.

Jenni is a Chartered Financial Planner and Fellow of the Personal Finance Society having joined Lockhart in February 2018. She works closely with our Founding Partners and Directors in the provision of advice and financial modelling to our clients. Her talents were rewarded when she was placed by Citywire in the Top 35 Next Generation Advisers under 35 in 2017.

Jenni lives in Guildford and has a passion for keeping fit and running, having completed a marathon and several half marathons. She is also a keen baker and enjoys socialising with family and friends.

Katerina has been working within the wealth management profession since 2015, and has experience in employee benefits and personal financial planning. Katerina was previously providing technical support and cash flow modelling expertise to another adviser firm. Here at Lockhart, Katerina will be working closely with Jenni to provide technical support to our financial planners.

Outside of work, Katerina enjoys spending quality time with her young daughter and the rest of the family. Together they enjoy reading, visiting museums, concerts, spending time outdoors and playing tennis.