It’s an instructive exercise to enter the halls of a UK wealth management firm and ask the people there what they think of cryptocurrency writes Christopher Jackson (Spears).

“In theory they are interesting,” adds Andrew Wilson, CIO of Lockhart Capital, “and we can absolutely see why a slightly younger investor might benefit from tucking away a diversified mix of them.”

The world of crypto is full of a libertarian utopianism – at its most extreme, it seeks a world without banks, or even governments. “Sometimes the crypto evangelicals talk as though banks and governments won’t fight back,” laughs Andrew Wilson of Lockhart Capital.